Standard Term vs Smart Term

Imagine Your Hard-Earned Money Working Even Harder for Your Family!

Learn the smart affordable way to safeguard what matters most with coverage designed to SHEILD & SAVE. Smart Term provides a level of

PEACE OF MIND that most term polices.

DO NOT OFFER

Term Life polices are meant to protect a vulnerable window of time in your life, whether it's your child's developmental years, paying off your mortgage or saving for your kid's higher education expenses.

Most people think they are young and healthy and most likely will be fine, until the unthinkable happens. Now your loved ones will not only have the heavy burden of mourning but also worrying of what to do next.

With the Family Protection Program, you not only safeguard a critically important period of time but also enjoy the peace of mind knowing, when that period comes and goes your premiums are refunded to you.

Refundable Protection – If the protection benefit is not needed, you’ll receive a guaranteed, tax-free endowment check back to add to you your household savings.

Simplified Approval Process – Our friendly advisors will guide you through a straightforward application process, making it quick and stress-free.

Zero Risk – Enjoy absolute certainty knowing that your family is shielded from severe financial loss. That no matter what scenario plays out your family will benefit.

97% of standard term polices DO NOT pay any benefits!

All those years of payments...GONE.

Smart Term works for

Parents or Guardians looking for a risk-free way to protect their child’s developmental years

Parents or Individuals looking for savvy options to protect their mortgage payments

Parents or Guardians looking to protect & add money to their higher educational savings fund

Don’t let procrastination steal your peace of mind.

👇Book a call to learn more👇